Bitcoin is boring now, which means this is the perfect time to buy

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Bitcoin is the world's largest digital currency and has been all over the news lately for all sorts of reasons. If you ever want to know the power of a “tweet”, look no further. Elon Musk’s tweets have led to a dramatic plunge in bitcoin prices over the past week or so.

Musk initially tweeted that he was suspending bitcoin payment for Tesla cars due to environmental concerns caused by bitcoin mining. Remember, the same guy bought $1.5 billion worth of bitcoin just in February this year and sent the bitcoin prices to an all-time high of over $63,000 USD.

Where to make money for the next decade

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Many investment gurus emphasize the fact that one should consider investing for the long term rather than focus one’s energy on making a quick buck by short-term trading. I have mentioned below the list of trends that I think might shape the future landscape in investing terms.

The big keep getting bigger

In terms of digital marketing and digital advertising, size matters. The market share of total online digital revenues generated by Google (Alphabet) and Facebook is a whopping 37%. Compare that to the 2007 figure, when the two behemoths combined revenue was just 4%.

The high barriers to entry and scale advantages that these giant companies enjoy make it almost impossible for any local regional players to compete in this market.

What also works for these companies is the fact that…

What is it and how does it work?

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Cars are often the second most expensive purchase most of us make in our lifetime and are one of the few things we’re readily willing to go into serious debt for, the most expensive being the home purchase.

That is exactly why the concept of the novated lease can be so beneficial once you’ve worked the numbers and figured out what makes this leasing option so attractive to take advantage of.

The novated lease can take the pain out of the car ownership quite effectively. The concept can be a bit hard to wrap your heads around at first, especially…

It’s a game of cat and mouse between individuals and wealthy hedge funds

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GameStop — the video game company has become a battleground between the rich and the poor with Reddit users trying their hand at attempting to bankrupt the hedge fund managers.

GameStop is a US-based brick and mortar video game retailer. The company has been struggling financially due to its multiple store closures and restrictions due to the pandemic — leading to declining sales.

The stock had been hovering around the US $3 to US $10 range for much of the past year, but all of a sudden has garnered all the attention with over four straight days of increases.


Take control of your financial situation and don’t worry about the rent money anymore

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Are you in need of some fast cash? We’re not talking millions of dollars here, this is not the blog for that. In fact, this one is for you to satisfy your monthly obligations, or even your creditor to stop calling you about the next payment.

The below listed 9 ways to make money fast do not require any substantial amount of capital at all — there is no starting investment capital needed. …

This may be as good a time as any to learn about IPOs and how they work

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An Initial Public Offering (IPO), sometimes also known as a “float”, is the first time or instance that the stock of a private organization is offered to the public.

IPOs provide the investors with an opportunity to have the first slice of the pie, and after the IPO investors will be able to buy or sell shares on the public exchange. It offers an opportunity for investors to buy and own shares in a growing business.

A company has certain determinations to make during the IPO process — how much will it need to raise in the IPO, the financial…

Its never too late, but the earlier you master them, the better

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If you are wondering that you passed high school without ever undergoing any financial skill courses, you are not alone. Over 65% of the total sample size of 30,000 students surveyed in the 2019 survey by Everfi revealed this same information as well. These students did not undergo any financial education in high school at all.

To add salt to the wound, parents themselves typically do not have money discussions or conversations with their children. …

Research says merely writing down your goals can make it 42% more likely for you to achieve them

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It’s finally the start of the new year. People had been eagerly waiting for 2020 to be over. What a year it was, unlike no other. With all the pain and misery humankind has suffered, hopefully, with the advent of 2021, all this suffering is behind us.

As is the norm, many people all around the world make some new year's resolutions at this time of the year — whether it be to lose weight, buying a car or a house, taking that trip that you’ve always wanted to go to, etc.

But as you might already know, the majority of these resolutions are not achieved and the reasons for this are manifold.

Firstly, there are not clear or well-articulated goals set in the first place to refer back to.

Secondly, there are cases where people set so many goals or targets — and then…

Business loan terminology used in banks and what it means for you and your startup

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If you are a startup owner, chances are you are considered a high-risk borrower for the bank. The reasons are pretty straightforward as well — you haven’t proven your product/ service quality for long enough (there is not a long enough track record), the company’s financials and ability to pay the debt are unknown, the management team running the business can be susceptible to market or competitive pressures. The reasons are endless. You get the idea!

So, in order to protect the banks' interest and in order for them to not lose money, there are certain things the banks can…

Choosing the right loan for you by understanding the lexicon of business loans

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Business loan terminology can be rather confusing, even for the more sophisticated business owners. Most of these owners would rather focus on generating profit for their business than talk about loan interest and various financing charges.

Having said that, if you approach a lender without researching or knowing anything about loan terminology, you could be borrowing trouble — that's a simple truth.

To make informed decisions and choices, listed below are a few of the more common terms that will help you understand small business funding — and the options and the obligations that normally come with them.


Amortization is…

Anshul Gupta

A freelance writer, I have been a finance enthusiast from my childhood and am really intrigued by investing, stock markets and personal finance.

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